How to keep your car running for years longer than most

(ARA) – If you’ve been in an auto dealer’s showroom recently, you won’t be surprised to learn that the average price of a new car is approaching $30,000. While there’s no getting around the price you have to pay for a new automobile, there are plenty of things you can do to make sure you won’t have to make the same investment again anytime soon.

By doing the little things to maintain your car on a day-to-day basis, you can do everything in your power to make your car last long past the day you make your final payment on that car loan.

“Time and miles are the two forces fighting to destroy every car,” says Tom Taylor, engineer and vice president of RockAuto.com. “Giving the car an occasional wash and wax is nice but really not as important as regular maintenance. Driving and maintaining your car as if it needs to last for at least 200,000 miles or 20 years is a smart way to preserve the value of an expensive asset.”

Storage
If you have a garage, make it your car’s permanent home. Reserving a garage space for your car instead of household items that could be stored elsewhere will help you avoid the accelerated wear and tear caused by prolonged exposure to the elements.

If you store your car in a partially protected carport or use a car cover, regularly inspect underneath your hood for signs of vermin. “I recently needed to replace a fuel injector connector that a rat gnawed off our 20-year-old family van after it was left unattended in a carport for just a few days,” says Taylor. “Rats and mice like a nice warm engine bay and they chew constantly to wear down their ever-growing teeth.”

Scheduled maintenance
Your car’s maintenance, engine oil, radiator antifreeze and other components might differ significantly from your last car. Following the maintenance schedule laid out in your owner’s manual is important to protect your vehicle. The photos in the RockAuto.com online auto parts catalog can help you become familiar with the maintenance parts for your specific car. Making sure items like filters, struts and brake pads are replaced when needed will help protect other components, saving you money and unnecessary wear.

Drive smart
Occasionally kicking up your heels is fine, but consistently accelerating too fast can put unnecessary strain on your engine and other moving parts. Stopping or cornering too quickly can prematurely wear out your brakes and suspension. If you’re starting your car in the cold, take it easy at first – letting your car idle won’t help protect your car, but driving a little more methodically than usual while your car warms up will.

Drive less
You don’t need to cut out the annual family road trip – highway miles are among the easiest miles you can put on your car. But eliminating unnecessary trips in everyday life can have noticeable results since the starting and stopping associated with short trips can be tough on your car. Take care of all your errands in one trip, walk with your kids to school if it’s close to home or ride the bus to and from work. If you can cut down on driving by 5 miles per day for 10 years, you’ll save 18,000 miles of driving. Taylor estimates that those miles are worth $4,000 in parts, depreciation and gas. Not only will you save money, but you’ll also put less stress on your vehicle, which should extend its lifespan.

When shopping for a new car, you might be able to save hundreds of dollars by comparison shopping and finding the best price. But good maintenance and driving practices can save you thousands if it means you won’t have to buy another car for 20 years.

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Save money with an ‘enlightened’ roof – and decorate too

(ARA) – Enlightenment isn’t just a state of mind – it can also be an important energy-saving state of being for your home’s roof. By “enlightening” your roof, you can use less energy, save money, and dress up the interior of your home at the same time.

All roofs protect us, and the interiors of our homes, but they can do so much more. They can be the collection and distribution point for an inexhaustible supply of free natural light and energy.  

A roof that uses Energy Star qualified venting skylights, for instance, admits healthful natural light while providing passive ventilation through the natural “chimney effect” of rising air. This is not an insignificant consideration especially in kitchens and baths that have higher moisture and humidity levels than other areas of the home.  

Another kitchen- and bath-specific issue that skylights help address is the need for privacy. Many modern homes are built on small lots, in very close proximity to neighboring houses. “Light from windows is rarely enough, especially in places where lot sizes are small,” says Jennifer Powers of design firm Scott-Ulmann.

Areas of the home where traditional skylights with blinds might not work – such as hallways, closets and small, interior baths – can still admit natural light through less expensive Sun Tunnel tubular skylights. And optional light kits turn these units into 24-hour sources of light.  Low-profile flat glass models that blend unobtrusively with the roof, and domed models, all offer a fast, easy, less expensive way to transform a home with natural light.

In addition to light and ventilation from above, if you add an Energy Star-qualified solar water heating system your roof will work even harder for you. And, in addition to monthly power bill savings, these solar thermal systems qualify for tax credits and other savings that significantly reduce the payback time it takes to recover the initial cost.

Solar power attic fans are also a cost-effective roof addition that helps to reduce mechanical cooling costs while removing damaging moisture from the home.

In addition to the functional qualities these and other roof improvements offer, there are also aesthetic considerations.

Skylights offer room-changing drama and decorating flair while adding natural light from above.  And skylight blinds are now available in colors and pattern choices to mix and match with room decor giving homeowners another interior design tool. Blinds not only dress up a room but also provide light control while increasing the energy efficiency and usefulness of skylights.  

According to skylight manufacturer, Velux America, the addition of blinds can increase the overall energy efficiency of the units by 37 percent. They recommend closing the blinds on high heat/sun days in the summer to reduce potential solar heat gain and, on cold winter nights, closing them to provide an extra layer of thermal insulation to keep warm air indoors. Skylight blinds, as well as the units themselves, can be controlled manually or with a remote.

Modern, low profile skylights are unobtrusive and as dependable as vertical windows.  Information about units with a 10-year no-leak installation warranty, plus an installer locator, is available at veluxusa.com. There’s also a free mobile phone app there to help homeowners see how skylights and blinds would look in rooms in their own homes.

The Velux Skylight Planner App is available for iPhones, iPods, iPads and Android phones.

For government information on window and skylight energy efficiency visit energystar.gov, and for independent agency information visit nfrc.org or efficientwindows.org. For remodeling information visit nahb.org/remodel or greenhomeguide.org.

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Renovating your home? Renovate your insurance

(ARA) – Whether you are upgrading a kitchen, adding on a master suite, or gutting a newly purchased structure, you need to reassess your insurance needs both before and after your renovation.

It’s common to plan every major step of the renovation. But one thing that’s tough to plan for is the unexpected. What if an oily rag left unattended starts a fire and your home goes up in smoke? The remodeling work done to date may have an impact on your homeowners insurance – unless you let your insurance agent in on the plans ahead of time.

For example, Fireman’s Fund Insurance Company policyholders are required to let their agent know about any renovation projected to increase the replacement cost of your home by more than $25,000 in order for the crucial full-cost replacement coverage to remain in force.

“Your insurance company and your agent can help you find gaps in your coverage related to remodeling and establish appropriate replacement costs,” says Don Soss, vice president of personal insurance at Fireman’s Fund. “We can also make sure your contractor and subs have adequate liability insurance in case of damage to your property from poor workmanship or carelessness.”

In addition, risk managers at the insurance company can provide advice to minimize the possibility of fires, theft, and mishaps. Good risk management practices also minimize potential project delays. This may be a good time to add security and safety features such as water flow monitoring devices or upgraded burglary and fire alarm systems.

One of the most common issues is maintaining a secure environment during the work phase. For example, contractors often disable a home’s existing fire alarm system because dust and particulates generated by construction tend to trigger false alarms. It is important for temporary measures such as fencing and alternate alarms to be in place to keep the property secure.

Demolition debris should also be secured so it can’t become airborne in high winds. Toxic or explosive materials need to be stored and handled appropriately, and rebars should be capped to prevent injury to workmen and residents.  

Often, the family moves to temporary housing during a remodel. It may be a good idea to put art collections and other valuables that could be damaged in an offsite secure storage facility for optimal protection.

Even before your work is complete, your agent can go over your current homeowners insurance and make sure you have the replacement value of your home updated. This will reflect increases in construction materials and labor, changes in building codes, installation of new safety devices, changes in square footage, and custom features and appliances.

Top tips for homeowners considering a renovation:

1. Contact your agent before construction starts for coverage of your remodeling work and the value of your completed home.

2. Make sure your contractor and subcontractors have adequate liability insurance. Many contractors carry the generally recommended limits of at least twice the replacement value of the home.

3. Ask the contractor to maintain adequate safety and security devices such as fire and burglar alarms.

4. Save all records related to your project (receipts and appraisals). Store copies of these records in a secure off-site location. Videotaping your house and possessions is also recommended.

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Keep your home pet-friendly and fresh

(ARA) – Of course you love your pets, but let’s face it: Sometimes they smell. And whether you are hosting guests or trying to sell your home, the last thing you want visitors to remember is an offensive odor. Luckily, there are a number of ways to eliminate those less-than-pleasant pet odors and let your home’s personality shine.

Refreshing walls
Paint is one of the most dramatic and cost-effective ways to give your home’s interior a new look, and now it can also give your home a new fresh scent. Dutch Boy’s Refresh paint features odor-eliminating technology from Arm & Hammer. It reduces odors caused by pets and other sources, keeping your home smelling as good as it looks. Proven to reduce household smells, a coat of Refresh paint will prevent bad odors from lingering for months. By trapping and neutralizing odor molecules, this paint doesn’t cover up unappealing smells, but actually reduces them. And Refresh paint is available in Dutch Boy’s broad range of colors, so you can reduce unpleasant smells without compromising your decorating taste.

Clean with steam
Even if your pet isn’t allowed on the furniture, your home furnishing fabrics are holding onto  unpleasant scents. Though you may vacuum regularly, animal hair and dander are trapped in the fibers of your cushions, curtains, sofa and other decor. Using a steam cleaner is the best way to eliminate bad smells in upholstered furniture and other items that cannot be laundered. Hire a professional service to treat the common areas in your home, or purchase a steam cleaner specifically designed for pet hair removal. Deep-clean common area fabrics several times each year, and to help maintain a fresh smell day to day, use an odor-neutralizing fabric spray regularly.

Hit the floor
The biggest source of your home’s objectionable smell could be right under your feet. As anyone who has house-trained a pet knows, they don’t always get it right, and sometimes those accidents go unnoticed and cause stains to inevitably set in. To remove odors of any age, scrub bare floors with white vinegar and water or an odor-neutralizing cleaner, and thoroughly wash carpets and rugs using an odor-neutralizing shampoo. You can also hire a professional to clean the carpets and provide extra deodorizing treatments. If stains or smells remain, you’ll likely need to replace the carpet and padding. If this is the case, be sure to scrub the floor beneath before laying new carpet down. After the carpet has been thoroughly cleaned or replaced, regularly use carpet deodorizer formulated for pet odors when vacuuming.

Scented accessories
Tie a ribbon on your odor-free home with strategically placed candles and air fresheners. Choose classic scents that complement your decor, and use a variety throughout the home to avoid an overpowering result. Many candles and fresheners offer odor-neutralizing technology as well as pleasant scents, ensuring unfavorable smells are not only covered up but eliminated. Jars of potpourri or scented crystals add touches of personality to any room decor as well.

No matter what types or the number of pets that share your home, these tips will help keep it smelling fresh all year round.

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Job seekers: Give yourself a SWOT

(ARA) – Have you ever given yourself a SWOT? No. It’s not a typo. With a SWOT analysis, you examine your Strengths, Weaknesses, Opportunities and Threats, along with internal and external factors that might affect your employment search. Many organizations utilize a SWOT analysis to examine their business. A SWOT analysis can also help reduce the anxiety sometimes associated with finding employment.

“It’s a matter of confidence over competence, because most people know how to interview, but may not be confident in themselves,” says Chasity Trzop, director of career services at Brown Mackie College – Louisville.

Strengths
When you conduct a SWOT on yourself it’s important that you ask, “What can you do well?,” says Trzop. “For example, you may be great at multi-tasking and have great communication skills. Soft skills are usually where you will find strengths. Your strengths could be whatever comes naturally.”

Always go into an interview with a positive attitude. What is keeping you from calling potential employers? Some of the answers you may give include nerves or not knowing what to say.

“Some people just get nervous about the job search. It’s important to identify the issues and work on those issues with career coaches or if you are a recent college graduate, visit your school’s career services department for assistance,” Trzop says. “Consider reviewing comments that were made about your strengths by past employers.”

Weaknesses
You should always know your weaknesses, because interviewers will attempt to extract them from you.  Never highlight your weak points on your resume or during an interview. When an interviewer asked Trzop about her weaknesses, Trzop used the weakness she once had that is now a strength. She told the interviewer she took extra training to become very proficient in the area.

“Don’t let interviewers extract your weaknesses. Focus on what you do well,” she says.  Don’t have a canned answer to a question regarding your weak points, because interviewers may have a follow-up question. Never let them see you sweat. As previously mentioned, review comments past employers made about your weaknesses.

Opportunities
“Half of your job leads should be face-to-face or from picking up the phone, not just online,” says Trzop. “People complain about not getting jobs, but they’re not selling themselves nor creating opportunities. You cannot create an opportunity if you don’t know what your strengths are. Go out and volunteer. Create an opportunity.”

Trzop also suggests networking. Let family, friends and others know you are seeking employment. They may know someone who can help. “You can’t run out of the building yelling, ‘I’ve got a degree’ and expect employers to be waiting outside the door with job offers,” says Trzop.

Threats
To identify threats that could prevent you from finding employment, ask yourself, “What is it that will keep me from having an effective and productive career search?” That’s the most critical time to make contacts in your field. What if you are waiting for a certification document that confirms training you took? Are there other barriers out there? There may be other barriers that could affect a successful job search. Know what those are,” Trzop says. Job seekers who get upset about not finding employment are sometimes too passive. Seek support from a career counselor, placement search teams, or if you are a recent college graduate, seek support and assistance from the career services department.

While the SWOT analysis creates anxiety during the process, it helps tremendously. Like preventative medicine, you can fix those threats and hopefully come out with promising results.

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Make a splash – how you can attract new birds to your yard this summer


(ARA) – When summer really heats up, there is nothing more refreshing than drinking a tall glass of ice water, taking a quick dip in the pool, or running through the backyard sprinkler with the kids. But what many people do not realize is clean, fresh water is as important to birds and other wildlife as it is for humans. Not only that, but birds actually enjoy splashing around and frolicking in the water just like we do.

With this in mind, create an inviting habitat for feathered friends right in your backyard or on your patio or balcony. It is easier than it seems, and there is no need for a big backyard to do it. Just providing the basic elements birds enjoy will establish your setting as a wildlife habitat. Water is one of the important resources birds need, along with food, shelter and a place to nest or raise young. For a quick and easy bird-friendly habitat, simply put out a bird feeder, hang a bird house, provide some nesting materials, and set up a watering place to drink and splash.

“Water is one of the most frequently overlooked resources we can add to our backyard to attract more birds and other wildlife,” says John Robinson, chief ornithologist at Scotts. “Every year, I am astonished by the new species that appear in backyards when owners are willing to share this simple yet critical resource with their feathered friends.”

Providing a source of water need not be a big endeavor. Water can be provided using a mister, slow drip, saucer, bird bath or pond. Below are some simple ways to incorporate water into your backyard.

Bird baths and saucers:
Water in a saucer or bird bath will quickly and easily give area birds the water they need, even when placed on a balcony or patio. Stones with depressions that collect water will also help attract small birds and butterflies. Keep in mind you may need to change the water and clean the bird bath every few days to keep it fresh. In hot weather, it may even be necessary to refill the container every day.

Drippers:
A great way to attract birds and other creatures to the backyard is to add a water drip feature to the bird bath. Because of birds’ heightened senses of hearing and sight, drippers are inviting. Create a drip feature by hanging a bucket or plastic milk jug with a tiny hole over the bird bath so water drips down into the bath slowly throughout the day. Or, hook up a garden hose to a specially designed drip tube you can purchase at local hardware stores or garden centers.

Misters:
Another water feature gardeners often employ is a mister. A mister hooks to a garden hose and sprays a gentle mist over a garden or bird bath. Humans enjoy being cooled off by misters at amusement parks, and plants enjoy the refreshing spray of moisture, too. Birds enjoy frequenting misters to cool down and pollinators, like butterflies and bees, enjoy areas being misted because of the tiny water droplets the mist leaves on flowers. Misters can generally be found at local hardware store and garden centers.

Ponds:
Whether large and elaborate or small and quaint, a backyard pond is guaranteed to attract birds and other wildlife. Most ponds found in urban or rural backyards are on the small side, most no larger than 3 to 4 feet in diameter. Ponds with a fountain are best because the sight and sound of splashing water will attract visitors, and moving water is less likely to become a breeding ground for mosquitoes or other insects. The addition of logs, rocks and other in-water structures provide a drinking and basking habitat for songbirds, as well as other wildlife such as turtles and butterflies. Aquatic snails or tadpoles are fun and natural ways to limit the growth of algae in the pond, and add an interesting element for kids to watch and enjoy.

This summer, when planning the water fun for the kids, don’t forget the birds. Water is very effective in drawing birds and wildlife to your backyard and is also a relaxing, scenic addition that can provide interest and enjoyment for the whole family. With the addition of a simple water source, you never know who may stop by your backyard habitat for a quick swim or a refreshing drink.

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Tips for making your home office comfortable and functional

(ARA) – When you start a home business, you will probably set aside one room or area of your house to be your office. This is the place where you’ll handle general business, customer relations, shipping and delivery of products and services, payroll and many other details that pertain to your company.

Of course, this room is also in your house, so you want to make sure it looks good in case you have customers stop by, or if friends or relatives stay over.

Setting up your office so that it is functional and looks nice is important, but because you’ll be spending a lot of time in there, you should make it comfortable as well. Here are some tips on how to make your home office functional, yet fun and stylish.

* If you have young children at home, designating your office separate from the rest of your house with a closed door, or a standing partition, can help your children learn that you are “at work” and not to be disturbed unless they have an emergency. If you plan to use your office space for family business as well after work hours are over, consider making a sign indicating you are busy working to hang on the door or partition.

* Your desk probably will be where you spend the majority of time in your home office, which means you need it to match your style perfectly. Your office chair needs to be comfortable, but you also want it to match the decor as well. You can choose a HON Volt or HON Ignition chair, picking from over 30 different fabrics and colors, allowing you to match your decorating scheme and comfort levels. Visit www.officedepot.com/customdesign to see how a HON chair can enhance your home office space.

* Decorate your office in colors and materials that will help keep you operating efficiently, but also allow you to enjoy the time you spend working. For example, yellow is considered to be a stimulating color, orange encourages creativity and green provides a calming influence. Depending on the energy level you would like to have in your office, consider using file folders, binders, pictures and wall paint to bring colors into your office that would enhance your professional emotions and behaviors.

* Keeping your home office picked up is key, especially if you pace while talking on the phone or while brainstorming a business idea. Make sure all your electronic cords are bundled and tucked away under your desk so you aren’t tripping over them while chatting with a client on the phone.

* Get organized with a cubby hole or filing drawer system, which will help keep the paperwork off your home office desk area and also help you find filed information quickly and easily if you were to have a customer catch you by surprise on the phone. These items are available at office supplies store such as Office Depot.

As you get your company up and running in your home office, don’t forget to add little personal touches to make it feel even more comfortable. After all, you might be spending a lot of time in your office, so there’s nothing wrong with having inspirational photos or a desk plant or two to provide you with the pleasant atmosphere you need to get your work done.

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Guidance for gardeners: avoiding injury and discomfort

(ARA) – Warm weather is here and it’s time to get the garden going. Gardening is good for you on many levels – from the mental health boost you get from doing something relaxing to the physical benefits of exercise, time outdoors and adding fresh vegetables to your diet. Bending over to weed, gripping gardening tools and the general physical effort of gardening, however, can make existing aches and pains worse, or even cause new ones.

This summer, take steps to ensure your gardening experience is as comfortable and beneficial as possible. Here are some ideas for avoiding injury and irritating existing conditions while gardening:

Warm up

You wouldn’t go jogging or work out without doing some light stretching and warm-up exercises, and you shouldn’t jump into gardening without warming up first. Before stepping into your garden, do some stretches to limber up, especially your arms, legs and back. When you’ve completed your gardening chores for the day, finish up with more stretching.

Banish bending

Many Americans suffer from chronic back pain, and while it’s important to keep moving despite discomfort, it makes sense to minimize activities that could create or worsen pain. Bending over to work in the garden can be hard on your back. If back pain is a concern, consider planting your garden in raised beds this year, or working with container gardens. Elevated beds require you to bend less when doing typical gardening chores. And container gardens can be placed on tables or deck railings to make it easy to reach plants.

Protect hands and wrists

Weeding, hoeing, raking, shoveling – the repetitive motions of gardening can lead to hand and wrist pain, and worsen existing conditions such as arthritis. Taking steps to minimize irritation and discomfort while you work can help ensure your gardening tasks don’t create aches or worsen pain. Consider wearing an Arthritis Glove, like the Imak-made glove commended by the Arthritis Foundation, to provide mild compression and warmth while you work. Because the gloves are made of cotton Lycra with an open fingertip design, they won’t make your hands hot or hinder movement. Designed by an orthopedic surgeon, the Arthritis Gloves are also fully washable, so you don’t have to worry about getting a little dirt on them as you go about your gardening tasks. An added bonus – wearing any kind of glove can help you avoid another common gardening injury: blisters.

Guard skin

Sunburn and insect bites are also a risk for gardeners, who spend a lot of time outdoors. While most insect bites are just an irritation, sunburn can cause serious, long-term skin damage. To ward off mosquitoes and other biting bugs, apply an insect repellent. Prevent sunburn by always wearing sunscreen – the kind that blocks both UVA and UVB rays – whenever you’re outdoors. Use a wide-brimmed, lightweight hat to shade your eyes and keep the sun off your head. Take frequent breaks and drink plenty of water, especially on hot days when you’ll be out for several hours.

Move wisely

Lifting can be another source of back pain, and gardening often involves lifting, whether it’s heavy bags of soil or seed, or a full basket of the fruits of your labor. Remember to lift from a squatting position, with your back straight, so that your legs do the work, not your back. When kneeling down, use gardening knee pads or even just a rolled up towel to cushion your joints from the hard, damp ground. Remember to minimize twisting motions that can inure your back and joints.

With a few precautions, you can ensure this summer’s gardening activities remain safe, enjoyable and pain free.

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Recycle your aerosol cans

Currently, too many aerosol cans take up landfill space while the valuable steel they’re made from is not being recycled and reused. Steel aerosol containers are every bit as recyclable as other steel cans.

According to Greg Crawford, executive director of the Steel Recycling Institute, one reason for the disparity may be that “many aerosol products aren’t in the kitchen where a lot of household recyclables are generated from; they’re in the bathroom or other side of the house, and it creates a little bit of a disconnect.”

To help bridge that disconnect, many steel aerosol cans now have a “please recycle when empty” logo. In addition, many recycling programs, looking to maximize the diversion of recyclables from landfills, are informing consumers that steel aerosol containers are easily recyclable once empty through normal use.

For more information, see http://recycle-steel.org.

Free Appliance and Electronics pick-up for recycling, Stoves, Dryers, Heaters, Freezers, Refrigerators, Computers, Washers, Radios, TVs, Tools, Metal Furniture and other appliances that you are trashing or nedd recycling. We pick-up free and disasemble and properly recycle all parts.
We also have techs check for salvaging or repair, if repaired we give to persons free,or charge for repair cost and parts if needed only. We do not repair these appliances ourselves and not in the repair business, but we will try to salvage and donate appliances if repairs is not costly and is worth the effort and not just a delay to end up in landfills. Call 919-324-8905 OR 919-803-4425
If no answer please leave voice mail and someone will contact you and set-up a time at your convenience.

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Turn your hobby into a small business

(ARA) – Have you ever dreamed of getting paid for something you love to do? Like turning those cookies that your friends rave about into a cookie store? Expanding the sales of the jewelry that you make for the local arts and crafts fair to others? Selling used golf equipment that you clean and fix up on eBay? Or getting paid to help people install and maintain their complicated home electronics?

Each year, thousands of Americans take the leap and start a business, leveraging their expertise and passion for a particular interest or hobby. In fact, more than 600,000 new businesses are launched every year in the United States, according to the U.S. Small Business Administration.

If you’re ready to turn your hobby into a business, it’s essential, according to FindLaw.com, the world’s leading online source for legal information, to do your research, build a business plan, tap the expertise of outside professionals such as an accountant and attorney, and keep good records to avoid the ire of the Internal Revenue Service. Through careful research and planning, you’ll discover what the potential is for your business idea, and what pitfalls to avoid that may otherwise derail you from realizing your dream.

Here are some tips for turning your hobby into a business from FindLaw.com:

Research your idea. The very first step in turning your hobby into a business is to find out who will buy your product or service, how much they’re willing to pay for it, how many of these people there are, and where they’re located. It’s critical to understand your “topline” – the sales potential for your product or service.

Get free help. Trial and error is an essential part of the entrepreneurial experience. But making big, costly mistakes that have the potential of killing your business is something to be avoided. Tapping the experience of seasoned business professionals can help you avoid such mistakes, and provide you perspective in times of great stress. One piece of advice: find a mentor. If you’re not comfortable finding one yourself, check out the Small Business Administration’s SCORE program, a 12,000-strong, nationwide group of retired executives who volunteer their expertise to help small business owners grow and succeed.

Write a business plan. Put your ideas on paper to test their viability and improve your chances for success. A business plan is a very useful tool – it gives you and others, such as your accountant, banker or attorney, a clear idea of your goals, the processes you’ll implement to achieve those goals and how you’ll measure your success.

Have a clear plan for funding. Whether you’re financing your efforts out of your own pocket, or require capital from others to expand, you need to know where your start-up capital will come from (if you need it), whether you will be servicing a debt and what resources you can call upon in the future. Many entrepreneurs start with friends, family and people in their community to fund their initial efforts.

Know how you’re going to bring in revenue. What you make, after all of your expenses and taxes have been paid, is your profit. It’s the ultimate measure of your business’ success. Before you decide to start a business, you need to project whether the revenues (sales of your product or services) will exceed your expenses. This will give you a clear idea of whether you should consider turning your hobby into a business.

Set up your business structure. Contact an attorney who specializes in working with small businesses to get advice on the proper legal structure under which you should incorporate your business, or first visit FindLaw.com’s Do-It-Yourself Legal Forms to learn more about how to incorporate your business. Incorporating your business can help protect your personal assets from liabilities like creditors or lawsuits.

Make it real. One of the advantages of starting a small business is that you can deduct losses such as your expenses and depreciation on assets you purchase – to offset taxable income. It’s best to consult an accountant who specializes in small business to obtain advice on preventative measures you can take to avoid being audited. Some basic steps to take to clearly demonstrate you’re in business, versus treating your efforts as a hobby, are to obtain federal and state tax identification numbers, print up business cards and letterhead, maintain a set of books to record sales and expenses, set up a separate bank account for your business and keep a logbook in your vehicle to record mileage.

Get the proper licenses and permits. Depending upon the type of business you start, you may need to get a permit(s) or occupational license from your city or state. Many cities and counties require every business – even single-owner, home-based operations – to get a business license (tax registration certificate). You also may have to get a sales tax permit from your state.

Protect your idea. In the course of pursuing your hobby, you may create a new process for doing something, a product or a creative brand name. If you think it has any potential, run – don’t walk – to an attorney who specializes in intellectual property to seek a trademark or patent on your idea. Be very cautious about sharing your idea with anyone, who, in the future, could claim that he or she helped you with developing that idea and therefore deserves a cut of your revenues.

Invest in a website. If you want people to know about your new business, you must have a website. Most people now immediately turn to the Internet to find products and services to meet their needs, as well as to find information such as directions and contact information. Nearly equally as important, invest time to set up a Facebook and LinkedIn page for your business, advertise your services online through Google, and consider banner ads on other websites.

Create a workspace. What are the space needs for your new business? Do you require storage space? Industrial strength refrigeration? Extra power? Two sewing machines? A quiet place to make uninterrupted phone calls? According to the Small Business Administration, more than half of America’s small businesses are operated from a home, which offers important tax advantages. However, it’s important to carefully follow IRS rules and clearly designate space for your business from personal space.

To learn more about how to start a new business, visit FindLaw.com.

Got a craft business idea you think could earn you extra income? Read how other craft artists have profited from James Dillehay’s craft business guides…..

“We couldn’t have imagined how much of an impact James Dillehay’s advice would make on our business. We thought after perfecting our product everything would just fall into place, but it didn’t until we started working with his suggestions. To our delight we are seeing results on a faster and larger scale than we expected in such a short period of time.” ~ Ken Kobrick & Angela Greene, www.Passchal.com, featured on the Today Show

“Since reading your books, I have implemented many of the ideas. I am now happy to report that I have had some surprising success here in Santa Fe. My hang cards, booth design, and even my products themselves have been changed by your books. I have only been there 5 partial days and have sold about 4 times what I sold in the equivalent time last year. I changed the color of the walls, the height of the tables, the displays, the hang cards, the pricing and more. So, IT WORKS!” ~ Julie Anderson, CostumeSalon.com

“After reading his books, my business took on a new life. I changed my product slightly and the response was remarkable! My first order was triple what I had planned for, and other orders are pouring in! I continue to look to James for inspiration and I love his approach. Because of the techniques I learned from him, my business is thriving.” ~ Cathy Marble, Chamisa Hill Designs

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