City5nc’s Top 10 Things To Improve Your Living Standards In 2011
These are things we consider essential for most people, from low income to middle class trying to survive in this economy.
1. Try to pay your credit cards down or off, spend cash if possible, pay a few dollars more than the minimum, use only one card with low interest rate, and low balance for emergencies.
2. Eat healthy foods, buy local fruits and vegetables when you can, or grow your own when the seasons are in. buy food in bulk when appropriate, not just when it on sale.
3. If times are really tight, try turning your hobby or crafting idea into a money making venture. Do a search online for crafts and hobbies ideas, go to craft shows, take an online course from your local Community College, use what you already know as a starting point.
4. Remember that what goes around comes around, so don’t wait for someone to do something nice for you first, start by giving or helping someone along with an act of kindness, it just might come back to you when you really need it, or you just might feel good.
5. If you live in the City riding the bus a few days a week, could save you lots of money, gas, less traffic, and no headache.
6. Banking and Savings in the major banks is more expensive, with more fees and banking cost, using your debit card could cost you more at some banks, not just at the ATM but news fees. If you have a saving account and it’s been hard to keep the minimum balance that your bank have on that account, then you are paying the bank to save your own money. Find a bank that has a low minimum balance.
7. Make a plan to become debt free, it’s not impossible to do. Start paying a payment and a half each time you make a mortgage payment, credit card, car, medical bills and before you know it your bills are paid. Start small and test the waters, if you can do this without breaking your bank, then you’re on your way.
8. Down time, well it’s also important to get in your rest and relaxation, so budget enough for that special get away. Whether you are young, older, retired a break from the routine, same old same can can make Jack a dull boy and Jill too. Taking time off for that fishing trip, traveling, sight-seeing, visiting another Country or US State or just taking a break to pamper yourself is all good.
9. Small Businesses should try to invest in their companies, but don’t forget about the employees, before you pass out those lay-off or pink slips try working with your employees to maybe work out a salary or benefit compromise until the economy improves.
10. Don’t Complain about what you dis-like about your life, just add some things you do like, and the rest will fall in place.
Got a craft business idea you think could earn you extra income? Read how other craft artists have profited from James Dillehay’s craft business guides…..
“We couldn’t have imagined how much of an impact James Dillehay’s advice would make on our business. We thought after perfecting our product everything would just fall into place, but it didn’t until we started working with his suggestions. To our delight we are seeing results on a faster and larger scale than we expected in such a short period of time.” ~ Ken Kobrick & Angela Greene, www.Passchal.com, featured on the Today Show
“Since reading your books, I have implemented many of the ideas. I am now happy to report that I have had some surprising success here in Santa Fe. My hang cards, booth design, and even my products themselves have been changed by your books. I have only been there 5 partial days and have sold about 4 times what I sold in the equivalent time last year. I changed the color of the walls, the height of the tables, the displays, the hang cards, the pricing and more. So, IT WORKS!” ~ Julie Anderson, CostumeSalon.com
“After reading his books, my business took on a new life. I changed my product slightly and the response was remarkable! My first order was triple what I had planned for, and other orders are pouring in! I continue to look to James for inspiration and I love his approach. Because of the techniques I learned from him, my business is thriving.” ~ Cathy Marble, Chamisa Hill Designs
Ready to increase your craft sales and profits? Just click here to learn more about our craft business guides. Click Here Free Wake County Business Listings


















