How Today’s Businesswomen Strike a Work-life Balance
(ARA) - Gone are the days when women were expected to stay at home to dote on their children and husbands. Today’s women have broken through the glass ceiling and are finding their way to corner offices around the country.
Juggling life both inside and outside the home can be a challenge — that’s why it’s important to strike the proper balance between work and personal lives. Luckily, there are specific strategies that women can implement to strike a healthier balance.
Find Work that Works
With today’s struggling economy and families requiring dual incomes, finding an employer that offers flexibility is often the key to both a successful career and personal life. And finding employers with this approach may be easier than you think. For example, The HON Company, a leading manufacturer of office furniture, understands the importance of family and instills a culture that enables work-life balance. Beyond creating quality office furniture that creates a comfortable, flexible and “home-like” work setting, HON offers its members perks such as flexible spending accounts to help offset the costs of daycare, local YMCA fitness center allowances and family-oriented activities.
“A member committee plans monthly outings and provides opportunities for members to purchase discounted passes for local family events,” says Tim Heth, vice president of member and community relations for HON. “Additionally, members are allotted one hour of paid volunteer time each week to utilize in any way they wish — from local Habitat for Humanity projects to their children’s PTA. Each benefit helps improve employee morale for both our female and male members.”
“Make sure you go to work with someone that has the same philosophy as you do,” says Tammy Vasilatos, owner of Tammy Vasilatos CPA, LLC, a 100 percent female accounting firm in El Paso, Tex. Vasilatos has created a family-friendly work atmosphere by offering flexible work schedules to her employees. She adds, “Don’t give up what you want, because you don’t need to do that anymore. The women before us had to, but we don’t.”
“I am more understanding of the importance of work-life balance,” says Michelle Horan, president and owner of Salka Office Furniture, a full-service office dealer in Meridian, Conn. “I am very flexible with hours and time off. I believe that taking care of good employees and customers is what leads to success.”
Set Realistic Time Schedules
While work deadlines are a necessary evil that you must complete, will anything bad happen if the dishes don’t get done or the bed isn’t made every day? No - so don’t sweat the small stuff.
Start each week with a realistic “to-do list” for both your work and home life. Check yourself each day to ensure that you are making progress and that your time allowances are in check. By the end of the work week, if you’ve completed enough tasks each day, your weekend can truly be enjoyed. And don’t sweat it if you didn’t get to the household chores. If you need to, you can hire a professional cleaning or landscaping service.
Leave Work at Work
With cell phones, laptops, PDAs and home offices, it has become blurry when the workday begins and ends. Be sure to separate your personal time from professional time by turning off your connections to the working world and turning on your connections with your family and friends.
Learn to Say No
If you’re a parent, you are probably a pro at saying “no” to your kids, so learn how to respectfully say no to projects that don’t fit within your schedule. Whether it’s taking the lead on a project at work, or coaching a soccer team, it’s okay to say no to projects that will bring you more stress than joy. As long as you are honest with your employers, they will most likely understand.
“Don’t be embarrassed or apologetic that you want to have both a career and a family,” adds Vasilatos. “Employers just want good quality work.” Plus, if you are in over your head, you may not be putting in your best work anyway.
While striking a work-life balance in today’s fast-paced world isn’t an easy task, by following these few guidelines, it is possible. “Now is a wonderful time to be a woman in the workforce,” says Vasilatos. “You really can have it all!”
For more information on The HON Company, visit www.HON.com.
Courtesy of ARAcontent
Although it leads in market share locally, customers may believe it is less safe
Wachovia’s well-known financial woes and its pending acquisition by Wells Fargo are providing an opportunity for competitors to do their darnedest to capture some of the Charlotte bank’s customers.
“You have one of the best franchises in the Carolinas being acquired by a West Coast bank,” said investment banker Bill Wagner of Howe Barnes Hoefer & Arnett in Raleigh. “It’s an opportunity for all banks.”
Wachovia is an especially enticing target in the Triangle, where it ranks first overall in market share based on deposits — No. 1 in the Raleigh-Cary metropolitan statistical area and No. 2 in the Durham MSA — according to the Federal Deposit Insurance Corp.
“You hate to think you are profiting when someone else is down, but yes, it will benefit us,” said Gregg Strickland, CEO of Patriot State Bank in Fuquay-Varina.
Wachovia, as well as most of the other large banks in the area, has already seen its market share slowly erode in recent years as expansion-minded community banks have encroached on its turf.
“With our [leading] market share, we always have a target on our back,” said Jack Clayton, Wachovia’s regional president. He also contends deposit data don’t give the complete picture, because they don’t include money that customers invest through Wachovia.
Industry analysts say it’s unlikely competitors will try to lure Wachovia customers by substantially raising interest rates on deposits or lowering fees. Nor are they likely to resort to gimmicks.
“What they are selling is security and strength,” said Buddy Howard of Equity Research Services, a Raleigh firm that tracks the banking industry. “They are not going to get a customer to deposit a bunch of money with you for a free toaster, if [the customer] doesn’t think their money is safe.”
Current ad campaigns by several local banks pointedly focus on financial strength, safety and stability. The ads don’t mention Wachovia, but the underlying message is that “these are things that do not apply to … the Wachovia of 2008,” Howard said.
A SunTrust ad that appeared in The News & Observer and elsewhere even goes so far as to say, “When you’re ready to switch accounts, we’re here to help.”
John Stallings, who heads SunTrust’s Central Carolinas region, said the campaign isn’t aimed solely at Wachovia customers. Rather, he said, the volatility in the banking industry is putting a lot of customers in “shopping mode.” SunTrust is No. 1 in market share in Durham and has more branches in the Triangle than any other bank.
Stallings said that, beginning last year, SunTrust also stepped up its efforts to call on wealthy individuals and businesses who aren’t clients in hopes of converting them.
“The way we win business is where we’re in front of clients and they have a chance to hear our story, our capabilities, our expertise, etc.,” Stallings said.
Read More:News & Observer
Tips to Earn Extra Money and Stretch Your Dollar
(ARA) – With items like gas and groceries at record highs, it seems that virtually everyone is feeling the crunch from the increased cost of living. Many American families have been re-evaluating their budgets and contemplating ways to increase cash flow and still enjoy time with their nearest and dearest. As the cost of living increases and the holiday season draws near, it is worth looking at entrepreneurial ways to help ensure that your cash flow doesn’t fall short.
Believe it or not you can be your own boss and work part-time.
One way to earn extra money and still have a social life is to combine the two. Many popular brands have a direct selling arm, so you can become a consultant for them. For example, The Body Shop At Home is a business that is different, which allows consultants to throw parties and sell their favorite products, and represent a business that shares their own personal values. Consultants have flexible scheduling options and work as little or as much as they want hosting parties that feature a broad line of The Body Shop products, including some exclusives that can’t be bought anywhere else.
“Women and even men enjoy shopping this way because they get all their personal products in one place so as well as all the other great benefits they also save gas money,” says Jo Price, sales director for The Body Shop At Home. “Also they have the added benefit of knowing they are making a difference through their purchase. Many of the products contain Community Trade ingredients bought from small-scale farmers at a fair price, giving them a stable income and hope for the future. This means that every time you sell a product you know that you are supporting communities who would otherwise struggle to make a living wage, so when you buy The Body Shop At Home products you get the added feel-good factor of knowing you’re buying high quality beauty items made through fair business practices.”
“Additionally, the exclusive products we sell are really great and are something customers get really excited about because they can’t find them in stores or anywhere else. For example, the Rich Plum bath and body range is a best seller along with the Shimmer Cubes eye shadows, made with Community Trade Marula Oil. For the one stop makeover, women love the exclusive Eye, Lip and Cheek Palette that has everything you need for day or night. This job really allows women to do something they enjoy, be their own boss, and feel good about how they earn my money.”
If you’re looking for additional ways to earn or save cash, there are many options. Try having a garage sale, sell your items on eBay or to a second-hand store. When shopping, plan out your trips and stick to a budget. You might even consider trading services with someone. For example, offer childcare services in exchange for a neighbor fixing a leaky faucet.
For more information about becoming a Consultant for Then Body Shop at Home visit www.TheBodyShopatHome.com, call (866) 775-8049 or e-mail AtHomeLeads@TheBodyShop.com.
Courtesy of ARAcontent
Make Smart Spending, Saving a Family Resolution
(ARA) – With the economic crisis hitting everyone in the pocketbook, it’s more important than ever for parents to talk to their children about how to manage money. New Year’s — a prime resolution time for millions of Americans — is a great time for children and their parents to learn better spending and savings practices together.
Forty-six percent of American families hold a credit card balance according to the U.S. Census Bureau’s 2004 statistics. And in 2007, more than 800,000 bankruptcy cases were filed in the United States.
Managing money is a family affair. By resolving to set financial goals and working together to practice management, families can enjoy independence and security. “Parents and their children can learn from and challenge each other to plan better ways to use the money they earn and save,” says Scott Oberkrom, director of Community Investments at American Century Investments.
As families sit down to discuss their financial resolution, they need to determine how the changes will affect each member. Once the resolution is finalized, post it in a public place so all members can see it every day. Visit www.YesYouCanOnline.info to learn more on how to make sure resolutions stick.
Some tips families can incorporate into their smart money management resolution include:
1. Financial responsibility starts with examples from home.
Parents need to evaluate their budgets and make wise spending choices — don’t buy a new speed boat if you just told the kids you couldn’t afford to get them a new iPod. Share the family budget with your children to demonstrate how money doesn’t grow on trees and the family has regular expenses that must be paid.
2. Set up allowances for children.
Once your children are old enough to understand basic math, an allowance can help them learn how to budget, spend and save. Parents can also set up allowances for themselves. Showing the children that Mom and Dad fit haircuts, buying lunch or shopping for new clothes for themselves within a weekly cash budget gives children the best example of wise money management.
3. Take a trip to the bank and organize savings accounts.
Children — and many adults, it seems — need to be taught how to save money. Take the whole family to the bank to set up savings accounts. Decide as a team what goal you’re saving toward. Parents should consider saving to help secure the family in case of a financial crisis. Kids’ accounts could be earmarked for college tuition or to buy their first car.
4. Teach kids creative ways to earn money.
A hobby could become an income-generator for all members of the family. Perhaps you have a tremendous green thumb. And maybe you have your children help tend the vegetables and pull the weeds in the garden. The entire family can turn this hobby into a small income by taking the produce to farmers markets or setting up a neighborhood stand.
All New Year’s resolutions take work, but they can be accomplished if all family members share in the effort. Having all family members work together, giving encouragement and little reminders, also can help you stay on track.
“Setting goals, both at New Year’s and throughout the year, is one way people can achieve their dreams,” says James Stowers, founder of American Century Investments. “As I reflect on what I have learned through the years, I am convinced that anyone — and I mean anyone — can become what they are absolutely determined to be.”
Make 2009 the year your family resolves to take charge of your money management together. Visit www.YesYouCanOnline.info for additional tips.
Courtesy of ARAcontent.com
RALEIGH - Raleigh police say Dillard Roe Johnson stole gas cards from an engineering company, then hung around gas stations offering motorists fill-ups for $20 a pop. Now police are trying to track down everyone who took advantage of the special offer — possibly hundreds of people.
Johnson, 27, of 507 Dacian Drive was charged Thursday with three felony counts of financial card fraud, three felony counts of breaking and entering into a motor vehicle and one count of financial card theft, according to a Wake County jail spokesman. Police said he broke into work trucks at Bass, Nixon and Kennedy in West Raleigh over the weekend.
Company president Ed Davenport said whoever stole the cards set up an illicit gas business at Triangle gas stations. “By Monday morning, $23,000 worth of gas had been charged on the cards,” he said.
Scott Wilson, the firm’s survey manager, said the cards were used more than 300 times at more than two dozen gas stations in Raleigh, Smithfield, Morrisville, Wake Forest and Youngsville. Gas purchases ranged from $5 to $400, with most falling between $50 and $100.
“He would stay at some stations for more than an hour, moving from pump to pump,” Wilson said.
Bass, Nixon & Kennedy officials learned of the break-ins Sunday morning. Wilson said they were not too concerned because the thieves did not have the cards’ activation numbers. Wilson said he isn’t sure how someone gained the cards’ numbers, though at some stores an activation number isn’t needed to purchase gas at the pumps.
Johnson confessed to the break-ins and card thefts, according to a search warrant made public Thursday.
Read More:News & Observer
Simple Ways College Grads Can Give Back to their Alma Maters
(ARA) – A college education does far more than give graduates a competitive edge when entering the working world. For many people, college marked a time when they forged friendships and romances that last a lifetime. Is it any wonder, then, that so many college graduates seek creative ways to nourish their bond with their alma mater years – often decades – after they’ve left the college’s hallowed halls?
From following their college’s sports teams to carrying the same school coffee mug from job to job, many alumni are passionate about their schools. In fact, 57 percent of college graduates say their college years were the best years of their lives, according to the MyExpression(TM) Alumni Survey sponsored by Bank of America. Nearly 50 percent still consider themselves college sports fanatics and 58 percent would like their children to follow in their collegiate footsteps, the survey found.
With prices rising on everything from gas to groceries, it can become challenging for some alumni to make cash donations to their colleges or universities. More than half (55 percent) of survey respondents don’t donate to their alma maters, and just 27 percent donate $100 or more per year. Of those who don’t donate, 38 percent say it’s because they just haven’t gotten around to it, or that it is difficult to juggle donations amid other financial and time obligations.
There are, however, creative ways to support your school without spending a dime. If you still live near your school, you can volunteer with programs and campus events, provide tutoring in your major field or donate your time and professional experience by speaking with current students. If you no longer live close to your alma mater, contact the student services department to find out if there are ways you can participate remotely – whether it’s offering tutoring services online or volunteering a few hours for the school’s student information hotline.
Another easy way to support your alma mater is through affinity banking products. Bank of America offers branded credit cards, check cards and checks that support a variety of alumni organizations, professional organizations and charitable causes through its MyExpression product line. For passionate alumni, every time a new MyExpression alumni checking account is opened and for every subsequent purchase made with a MyExpression check card, a contribution is made to the alumni organization featured on the card. Given that two-thirds of alumni own college-branded gear, and nearly 50 percent proudly don a college-branded sweatshirt, a college-branded check card that gives back may be just the hassle-free combination of pride and passion alums are looking for.
“People are always looking for easy ways to support what’s important to them. However, prioritizing one’s college or university among so many other responsibilities – financially and otherwise – can be a tall order,” says Stephen Gillin, Affinity Banking executive. “That’s exactly where the Bank of America MyExpression alumni accounts fit in. Alumni can easily convert their school passion into support for their school, simply by making their everyday purchases with their MyExpression alumni account.”
Alumni and university fans can learn more about MyExpression Banking products at more than 6,100 Bank of America banking centers, or online at www.bankofamerica.com/myexpression.
Courtesy of ARAcontent
Chicken lovers push to lift town’s ban on backyard coops
CARY - Why did the chicken cross the road?
Because Cary told it to scram.
That’s a growing joke in urban poultry circles. Long stereotyped for its rule-happy sameness, Cary refuses to allow backyard chicken coops. Too noisy. Too smelly. Too … well, un-Cary.
But the town’s defiance has stirred a grass-roots chicken push; its supporters hope to bust Cary’s reputation as a snooty killjoy.
Check out the new Web site carychickens.com, or the poultry fans flocking on Facebook, the popular Internet social hub.
They point to Raleigh, where chicken coops are common enough that in some neighborhoods you can pass three on a single block, and where the annual Tour d’Coop draws a curious crowd.
Wake Forest just relaxed its poultry rules — letting homeowners keep up to 10 hens — and Durham is pondering the fresh-egg benefits of city chickens.
Cary, like the farmer in the dell’s cheese, stands alone.
“They don’t want to be seen as rednecks,” coop hopeful Michael Manfre said. “I don’t see how that association works, because cities like New York, they also allow chickens.”
In July, Manfre and his wife, Alissa, laid out their chicken plan for the council.
The rules: No roosters. No slaughtering. Permits required.
The perks: Tastier eggs. Locally grown food. Pets that eat bugs.
But the idea died when the council voted down a motion to study the possibility. Cary does allow poultry in its scarce agricultural zones, but council members backed firmly away from putting birds in neighborhood yards.
“Everywhere I went, I had people begging me not to let this happen,” council member Don Frantz said. “Noise, smell, disease, property values. It’s not an urban thing. It’s best left to the country.”
As to Cary’s image, and whether the chicken ban adds to its renown for regulation, Frantz shrugged.
“I guess that’s part of the reason we win so many national awards,” he said.
Chicken supporters in the Triangle and nationwide say most of the fears are misguided.
Having a few chickens in the backyard isn’t any noisier or messier than keeping a pet dog, fans say. Roosters are a different story, but they aren’t asking Cary for anything that crows.
“I’m not a morning person,” Manfre said. “I don’t want to hear them, either.”
Most towns require coops that keep hens from wandering, and any owner will tell you that a coop needs constant cleaning.
Cary leaders warned that for every law-abiding chicken keeper, you’d see two scofflaws. But in Raleigh, longtime chicken owners say they are vigilant.
“All of us are sensible, so they don’t crack down,” said Bev Norwood in the Five Points neighborhood. “We had our chickens for months, and the people whose bedroom window is 20 feet away didn’t even know we had chickens.”
Manfre said it is ironic that Cary would hold up its award-winning status when defending the no-chicken stance.
The town recently ranked 16th on Money magazine’s list of best small cities. Nearly every place that ranked higher — including Fort Collins, Colo., and Round Rock, Texas — permits poultry.
Cary’s council might not fret about how that looks to outsiders, but some residents do.
Read More:News & Observer
‘Tis the Season for Easy and Affordable Handcrafted Gifts
(ARA) – The holiday season is a memorable time associated with fun, family and lots of presents. As you consider what to give the people on your gift list, why not try something different this year?
Jo-Ann Fabric and Craft Stores suggests, “Let’s make Christmas!” Handmade gifts are a trend across the country due to their highly personal nature and the fact that they often cost less than store bought items.
“This holiday, forget about that boring or expensive store-bought present. Handmade gifts are more popular than ever, and for good reason,” says Susan Atchison, manager of trend development for Jo-Ann Fabric and Craft Stores. “In the current economic climate, people are turning to crafting presents to save money and are discovering that these gifts are so unique that they’re often the gifts that are remembered most.”
Atchison explains that many great gifts can be made for less than $25. She advises aspiring crafters to choose a favorite project and make things in quantities. You’ll save even more money because you buy the supplies and then split the cost. Consider gathering a few friends or family members and creating a gift-making get together! You’ll get crafts done efficiently and spend quality time with the ones you love.
Here are some ideas to inspire you in creating homemade gifts this year:
*An apron is easy to personalize for the baker, chef or grill master.
For the top chef of the family, consider buying a basic apron and decorating it to appeal to their personality. Add that famous family recipe in fabric marker to the front, a clever cooking saying, or even handprints of the grandkids. They are sure to love how unique and useful it is.
* Personalized note cards are fun, festive and useful.
There are always times you need a card to send out to a loved one. Wouldn’t it be nice to have a supply readily at hand? This is a useful gift you can create for anyone from mother to teacher to mail carrier. Buy blank cards and envelopes and decorate with a variety of coordinating papers, ribbons and stamps. You can keep them general or create cards for different occasions such as birthdays and holidays for use throughout the year.
* For the host or hostess who always gives their all.
Traditionally, you might consider sewing a wine bag and bring a bottle of wine to your next holiday gathering. But why not step it up and make a bag for that baguette you’re bringing or a nice container for the appetizer you were assigned for the pot luck?
* Clever pet toys keep furry friends happy.
Creating a gift for the family pet or for your friend who loves animals is the perfect way to show you care. Cat toys can easily be made out of leather and feather pieces. Add a bell and some catnip for some extra pizzazz. Dogs also love homemade toys, just make sure they can stand up to tougher play — rope and thick material work best.
* Deck the halls and deck your friends with stylish clothing and accessories.
Winter-themed clothing is great during the cold months and homemade items are the most cherished. A fleece scarf in a bright color will not only keep the wearer warm, but brighten the wardrobe. Knit hats and mittens are trendy in fashion circles and useful too. Even a hand-sewn fleece poncho can keep your favorite outdoor walker warm during brisk morning jaunts.
* Religious-themed gifts get kids involved.
A homemade gift incorporating the recipient’s religion is something that will definitely stand out. For example, making your own menorah out of fun colored paper and flameless tea lights is an easy and safe gift for a child. When giving, you can explain how the item ties into the time of year and help them to learn about the real reason for the celebration.
* Add a little sparkle to make the season merry and bright.
Nothing brings out the brilliance of the season more than the shimmer of holiday decor. From shiny, handcrafted ornaments and beaded tabletop trees, to sparkling votive holders or a joyful holiday planter, anyone on your list can celebrate in style with these decorations made just for them.
For more ideas and project instructions for homemade gifts, visit your local Jo-Ann Fabric and Craft Store.
Courtesy of ARAcontent
Garner, N.C. – Tom Jones Drug, Compounding, Home Medical and Nutrition Center, a community health care resource for the past 34 years, has selected S&A Cherokee as its public relations agency of record.
S&A Cherokee helped promote the relocation of Tom Jones Drug to its new location at the corner of Timber Drive and Vandora Springs Road in Garner and will continue promoting the company’s numerous services.
“I’m excited about working with a public relations agency and tapping into their media expertise,” said owner Tom Jones, R.Ph. “We’re a multidimensional company, and S&A Cherokee will help us spread the word about our customized drug compounding, orthotics, home medical equipment, matching prescription prices, free delivery, and much more.”
Tom Jones opened his first pharmacy in Garner in 1974 and now works with his daughter, Caroline Hodges, R.Ph., at the new 4,000-square-foot facility with a 21st-century look and expanded product line. Earlier this year, Tom Jones Drug was awarded accreditation status by the Accreditation Commission for Health Care, Inc. (ACHC) for the service of Home Medical Equipment.
“Tom Jones Drug has been a Garner institution for decades, and we look forward to helping them expand their customer base to eastern Wake County, Johnston County and beyond,” said Ron Smith, founder and president of S&A Cherokee.
For more information on S&A Cherokee, please call (919) 674-6020 or visit www.sacherokee.com. For information about Tom Jones Drug, visit www.tomjonesdrug.com.
Read More:CarolinaNewsWire
Fallout from U.S. economy feared
RALEIGH - Gov. Mike Easley has told state agency leaders to cut their budgets by 2 percent in case the national economic downturn takes a toll on the state’s revenues.
So far the state’s finances are faring well considering the economic crisis facing the nation. But top advisers to Easley said Thursday that cutting back now would make it easier to react if the state’s sluggish revenues worsen.
“Given the problems with the national economy and given the volatility in the markets, it would be irresponsible to just think everything would be fine,” said Dan Gerlach, a senior budget adviser to Easley, who has a few months left in office. “It is the fiscally responsible action to make sure that the next administration has sufficient reserves to manage the potential situation.”
The cut is actually a reversion, which means the state holds back 2 percent of current agency budgets. A 2 percent reduction amounts to roughly $400 million from the $21.4 billion state budget that lawmakers passed in July. The total will probably be lower because public schools, college financial aid and Medicaid are exempt from the cuts.
The reductions could mean fewer classes for students at community colleges, which typically see a spike in enrollment during tough economic times.
Wake Tech President Steve Scott said full-time enrollment is up roughly 10 percent over the previous academic year. He said state officials gave him advance warning two months ago that budget reductions could be on the way. The college is looking to trim expenses and reach out to private donors for help. It also has received an additional $500,000 from the county to help with the opening of new facilities.
But Scott said that likely won’t be enough to prevent cuts in the spring semester.
“We went ahead and offered the classes in the fall with the assumption that we would have a million dollars more than it looks like we’re going to have come springtime,” Scott said. “So that could be exceptionally problematic, and we’ll have to turn people away. That is what it boils down to.”
Read More:News & Observer
