National Campaign Reminds Seniors: “The Best Things In Life Are FREE!” Including An Eye Exam And A Book Of Eye-Healthy Dessert Recipes

(NAPSI)—EyeCare America is reminding seniors that sometimes, “The Best Things in Life Are Free,” and that you can’t put a price tag on love, friendship or the importance of eyesight. This Valentine’s Day campaign encourages those age 65 and older to call EyeCare America to see if they qualify for a free exam.

EyeCare America’s national Valentine’s Day health campaign runs through the month of February, encouraging people to call EyeCare America. This year-round program provides eye exams at no out-of-pocket cost to people age 65 and older and offers free educational materials. The eye exams are provided by a corps of nearly 7,000 volunteer ophthalmologists across the U.S. Those interested in the program can visit www.eyecareamerica.org to see if they are eligible. The organization’s online referral center also enables friends and family members to find out instantly if their loved ones are eligible to be matched with an EyeCare America volunteer ophthalmologist.

“Blindness and vision impairment have enormous personal, social and economic costs, limiting the activities of otherwise healthy and active people,” said Richard P. Mills, M.D. “By increasing awareness of eye disease and its risk factors and connecting more people with the exams and care they need, EyeCare America works to reduce preventable blindness in the U.S., thereby allowing our seniors to live more fulfilling and active lives.”

As part of this national campaign, celebrity chefs from around the country have contributed delicious eye-healthy desserts for two that are perfect accompaniments to any romantic Valentine’s Day dinner. All recipes are made with foods filled with eye-healthy vitamins and antioxidants, both of which have been proven to help preserve eyesight. Recipes can be found online at www.eyecareamerica.org. Visitors are encouraged to download the recipe cards and share them with a loved one. The complete set of eye-healthy dessert recipe cards makes a thoughtful Valentine’s Day gift. And they’re FREE!

EyeCare America is designed for people who:

• Are U.S. citizens or legal residents

• Are age 65 and older

• Have not seen an ophthalmologist in three or more years

• Do not receive eye care through an HMO or the VA.

To see immediately if you, a loved one or a friend, 65 or older, is eligible to receive a referral for an eye exam and care, visit www.eyecareamerica.org.

EyeCare America is co-sponsored by the Knights Templar Eye Foundation, Inc., with additional support provided by Alcon. The program is endorsed by state and subspecialty ophthalmological societies.

About EyeCare America

Established in 1985, EyeCare America, the public service program of the Foundation of the American Academy of Ophthalmology, is committed to the preservation of sight, accomplishing its mission through public service and education. EyeCare America provides eye care services to medically underserved seniors and those at increased risk for eye disease through its corps of nearly 7,000 volunteer ophthalmologists dedicated to serving their communities. More than 90 percent of the care made available is provided at no out-of-pocket cost to the patients. Since its inception, EyeCare America has helped more than 1.5 million people. EyeCare America is a non-profit program whose success is made possible through charitable contributions from individuals, foundations and corporations. More information can be found at www.eyecareamerica.org.

Find a local eye care provider in Garner NC City Guide

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What you should know about your business credit report

(ARA) – While you’re running through all the financial tasks small businesses do to close out one fiscal year and start the next, don’t forget to examine an often-overlooked key financial factor – your business credit.

Between closing your books on 2010 and preparing for 2011′s tax season, knowing how creditors and others perceive your business may not be top of mind. Yet, now is the perfect time to verify the information in your business credit report and update it with current and relevant facts about your growing business. It can help you better prepare your business for the coming year. The credit experts at Experian offer some insight into the factors that affect your small business credit report and business credit score, and why it’s important to your business.

Why it matters

Does your business credit report really matter? Absolutely. It paints a picture of your small business for the world to see. Outdated or incorrect information can give the wrong impression about your business, resulting in unfavorable decisions by potential lenders and creditors – which can negatively impact your bottom line. Plus, anyone, including partners and investors, can view your business credit report for any reason.

If your business has grown or changed over the last year, it’s important to update the data reflected in your report and know the score. There are several factors that make up a business credit score, including but not limited to previous payment history, industry type and business size.

An accurate business credit report and a good business credit score can:

* Save you money because lenders usually offer their best interest rates to businesses with good credit.

* Reduce your personal liability and protect your personal assets by enabling you to obtain business credit without the need for a personal guarantee.

* Help you offer your customers competitive prices by passing your interest savings on to them, while still keeping a larger margin of profit for yourself.

* Get you the money and capital you need to keep your business running.

What’s on your report?

Your business credit report provides an up-to-date, objective overview of your business and how it manages financial obligations. It can include information on your payment history, public records about your business, background on the company, collections information and comparative information that places your business payment history in context with your industry.

You can find out how your business compares to others like it across the nation in terms of business credit with an interactive map by visiting www.businesscreditfacts.com/map.

Managing and monitoring

Web-based services are a great way to monitor and manage your business credit report. Sites like SmartBusinessReports.com and Experian.com/SmallBusinessCredit not only allow you to view your own business credit report and score, but also provide useful information on how Experian arrives at your credit score and how your business practices affect your score and report. These sites also allow you to check the business credit of your suppliers, customers, prospects, partners and competitors.

Your business credit information is as important to your business’ financial health as your personal credit information is to your ability to borrow money privately. While you’re wrapping up last year’s financial matters and preparing for the coming year, now is a good time to think about your business credit and how you’ll manage it throughout the new year.

Free Appliance and Electronics pick-up for recycling, Stoves, Dryers, Heaters, Freezers, Refrigerators, Computers, Washers, Radios, TVs, Tools, Metal Furniture and other appliances that you are trashing or nedd recycling. We pick-up free and disasemble and properly recycle all parts.
We also have techs check for salvaging or repair, if repaired we give to persons free,or charge for repair cost and parts if needed only. We do not repair these appliances ourselves and not in the repair business, but we will try to salvage and donate appliances if repairs is not costly and is worth the effort and not just a delay to end up in landfills. Call 919-324-8905 OR 919-803-4425
If no answer, please leave voice mail and someone will contact you and set-up a time at your convenience.

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Turn your hobby into a small business

(ARA) – Have you ever dreamed of getting paid for something you love to do? Like turning those cookies that your friends rave about into a cookie store? Expanding the sales of the jewelry that you make for the local arts and crafts fair to others? Selling used golf equipment that you clean and fix up on eBay? Or getting paid to help people install and maintain their complicated home electronics?

Each year, thousands of Americans take the leap and start a business, leveraging their expertise and passion for a particular interest or hobby. In fact, more than 600,000 new businesses are launched every year in the United States, according to the U.S. Small Business Administration.

If you’re ready to turn your hobby into a business, it’s essential, according to FindLaw.com, the world’s leading online source for legal information, to do your research, build a business plan, tap the expertise of outside professionals such as an accountant and attorney, and keep good records to avoid the ire of the Internal Revenue Service. Through careful research and planning, you’ll discover what the potential is for your business idea, and what pitfalls to avoid that may otherwise derail you from realizing your dream.

Here are some tips for turning your hobby into a business from FindLaw.com:

Research your idea. The very first step in turning your hobby into a business is to find out who will buy your product or service, how much they’re willing to pay for it, how many of these people there are, and where they’re located. It’s critical to understand your “topline” – the sales potential for your product or service.

Get free help. Trial and error is an essential part of the entrepreneurial experience. But making big, costly mistakes that have the potential of killing your business is something to be avoided. Tapping the experience of seasoned business professionals can help you avoid such mistakes, and provide you perspective in times of great stress. One piece of advice: find a mentor. If you’re not comfortable finding one yourself, check out the Small Business Administration’s SCORE program, a 12,000-strong, nationwide group of retired executives who volunteer their expertise to help small business owners grow and succeed.

Write a business plan. Put your ideas on paper to test their viability and improve your chances for success. A business plan is a very useful tool – it gives you and others, such as your accountant, banker or attorney, a clear idea of your goals, the processes you’ll implement to achieve those goals and how you’ll measure your success.

Have a clear plan for funding. Whether you’re financing your efforts out of your own pocket, or require capital from others to expand, you need to know where your start-up capital will come from (if you need it), whether you will be servicing a debt and what resources you can call upon in the future. Many entrepreneurs start with friends, family and people in their community to fund their initial efforts.

Know how you’re going to bring in revenue. What you make, after all of your expenses and taxes have been paid, is your profit. It’s the ultimate measure of your business’ success. Before you decide to start a business, you need to project whether the revenues (sales of your product or services) will exceed your expenses. This will give you a clear idea of whether you should consider turning your hobby into a business.

Set up your business structure. Contact an attorney who specializes in working with small businesses to get advice on the proper legal structure under which you should incorporate your business, or first visit FindLaw.com’s Do-It-Yourself Legal Forms to learn more about how to incorporate your business. Incorporating your business can help protect your personal assets from liabilities like creditors or lawsuits.

Make it real. One of the advantages of starting a small business is that you can deduct losses such as your expenses and depreciation on assets you purchase – to offset taxable income. It’s best to consult an accountant who specializes in small business to obtain advice on preventative measures you can take to avoid being audited. Some basic steps to take to clearly demonstrate you’re in business, versus treating your efforts as a hobby, are to obtain federal and state tax identification numbers, print up business cards and letterhead, maintain a set of books to record sales and expenses, set up a separate bank account for your business and keep a logbook in your vehicle to record mileage.

Get the proper licenses and permits. Depending upon the type of business you start, you may need to get a permit(s) or occupational license from your city or state. Many cities and counties require every business – even single-owner, home-based operations – to get a business license (tax registration certificate). You also may have to get a sales tax permit from your state.

Protect your idea. In the course of pursuing your hobby, you may create a new process for doing something, a product or a creative brand name. If you think it has any potential, run – don’t walk – to an attorney who specializes in intellectual property to seek a trademark or patent on your idea. Be very cautious about sharing your idea with anyone, who, in the future, could claim that he or she helped you with developing that idea and therefore deserves a cut of your revenues.

Invest in a website. If you want people to know about your new business, you must have a website. Most people now immediately turn to the Internet to find products and services to meet their needs, as well as to find information such as directions and contact information. Nearly equally as important, invest time to set up a Facebook and LinkedIn page for your business, advertise your services online through Google, and consider banner ads on other websites.

Create a workspace. What are the space needs for your new business? Do you require storage space? Industrial strength refrigeration? Extra power? Two sewing machines? A quiet place to make uninterrupted phone calls? According to the Small Business Administration, more than half of America’s small businesses are operated from a home, which offers important tax advantages. However, it’s important to carefully follow IRS rules and clearly designate space for your business from personal space.

To learn more about how to start a new business, visit FindLaw.com.

Got a craft business idea you think could earn you extra income? Read how other craft artists have profited from James Dillehay’s craft business guides…..

“We couldn’t have imagined how much of an impact James Dillehay’s advice would make on our business. We thought after perfecting our product everything would just fall into place, but it didn’t until we started working with his suggestions. To our delight we are seeing results on a faster and larger scale than we expected in such a short period of time.” ~ Ken Kobrick & Angela Greene, www.Passchal.com, featured on the Today Show

“Since reading your books, I have implemented many of the ideas. I am now happy to report that I have had some surprising success here in Santa Fe. My hang cards, booth design, and even my products themselves have been changed by your books. I have only been there 5 partial days and have sold about 4 times what I sold in the equivalent time last year. I changed the color of the walls, the height of the tables, the displays, the hang cards, the pricing and more. So, IT WORKS!” ~ Julie Anderson, CostumeSalon.com

“After reading his books, my business took on a new life. I changed my product slightly and the response was remarkable! My first order was triple what I had planned for, and other orders are pouring in! I continue to look to James for inspiration and I love his approach. Because of the techniques I learned from him, my business is thriving.” ~ Cathy Marble, Chamisa Hill Designs

Ready to increase your craft sales and profits? Just click here to learn more about our craft business guides. Click Here

Home transformation: Revamping your home with ceramic tile

(ARA) – Transforming the look of the home does not need to be a costly, complicated process. And with an increasing focus on sustainability, homeowners are more concerned with using durable products that will keep their beauty and functionality for years to come. Revamping your home with ceramic tile is a great way to establish a contemporary look that will last.

The technical specifications and aesthetic applications that ceramic offers are affordable and do not necessarily involve major work. Ceramic tile is easy to clean and maintain, durable and resistant to most common forms of wear. The other notable feature is that tile comes in a multiplicity of shapes, colors, textures, finishes and weights. This range of options in ceramic floor and wall tile makes them the perfect ally for turning original design ideas into personalized spaces.

The tile experts at Tile of Spain offer these tips to consider when working with ceramic tile:

* When using ceramic tile to tackle a renovation project, make the material’s versatility work as much as possible for you. Plan the kind of ambiance you want to create in any given room and select colors and finishes that will help achieve it. Bright colors help enhance the light. Earthy and ochre colors transmit serenity. Blues, greens and browns can be used to create natural spaces while the contrast of black and white adds simplicity and elegance. The possibilities are as boundless as the user’s imagination.

* The broad spectrum of this material’s design versatility has helped it become a popular decorative element. The old-fashioned view of ceramic as a simple, functional product to be used only in very specific rooms such as the kitchen and the bathroom, has lost ground over the years as the material has become more versatile. When working with tile, be open to the various propositions – metallic finishes, finishes that mimic the look of fabric and wood, relief work, new sizes and formats. Choose those that enhance the personality of the targeted design space.

* Combinations of finishes and textures help break up the linear nature of a room and make it more dynamic. Relief and “volume” finishes, as well as large format tiles, enable you to change the apparent dimensions of a room and play with the light. Imitations of wood and leather give a greater sense of comfort and create references to natural elements.

Because tile now provides such versatility and beauty, there is a growing quest to apply the qualities of ceramic to other spaces such as patios, porches and terraces, and even to other objects or furniture pieces, such as headboards, tables, benches, shelves, bookcases and inside closets. These new applications mean that homes are developing a more personal and original feel and are becoming more practical.

Equally, screen-printing and digital printing techniques have opened the doors of the imagination when decorating tiles. The development of these production processes enables the final look to be highly personalized, creating spaces that are unique and custom-made. Bearing in mind the durability of ceramic, ease of maintenance and easy installation methods that enable spaces to be altered cleanly, simply and cheaply, it’s becoming clear that using ceramic tile is an efficient way to revamp your home creatively and affordably. For more tips on decorating with tile, visit www.spaintiles.info.

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Got a craft business idea you think could earn you extra income? Read how other craft artists have profited from James Dillehay’s craft business guides…..

“We couldn’t have imagined how much of an impact James Dillehay’s advice would make on our business. We thought after perfecting our product everything would just fall into place, but it didn’t until we started working with his suggestions. To our delight we are seeing results on a faster and larger scale than we expected in such a short period of time.” ~ Ken Kobrick & Angela Greene, www.Passchal.com, featured on the Today Show

“Since reading your books, I have implemented many of the ideas. I am now happy to report that I have had some surprising success here in Santa Fe. My hang cards, booth design, and even my products themselves have been changed by your books. I have only been there 5 partial days and have sold about 4 times what I sold in the equivalent time last year. I changed the color of the walls, the height of the tables, the displays, the hang cards, the pricing and more. So, IT WORKS!” ~ Julie Anderson, CostumeSalon.com

“After reading his books, my business took on a new life. I changed my product slightly and the response was remarkable! My first order was triple what I had planned for, and other orders are pouring in! I continue to look to James for inspiration and I love his approach. Because of the techniques I learned from him, my business is thriving.” ~ Cathy Marble, Chamisa Hill Designs

Ready to increase your craft sales and profits? Just click here to learn more about our craft business guides. Click Here

Jan 26, 2011 – RALEIGH, N.C. (January 26, 2011) Advocates for Health in Action (AHA) presents Dig In, the second annual community gardens summit, on Saturday, March 5, from 8:30 am-1:00 pm at Marbles Kids Museum in downtown Raleigh. Dig In is designed for anyone who wants to build and maintain a community garden or gain expertise for success in his or her home garden. Registration is now open for this free event for the public (online at http://www.AdvocatesForHealthInAction.org , but space is limited
Dig In will feature presentations from urban farming and gardening experts, hands-on workshops and educational booths—all designed to help the community dig in and grow fresh, healthy food.

“The energy created by Dig In last year is still present,” commented Laura Aiken, executive director of AHA and Community Health Specialist at WakeMed Health & Hospitals. “We have seen at least 10 new community gardens created in Wake County, and our municipalities are adjusting policies to make it easier for community gardens to get started. AHA partners are excited to provide the tools and resources needed to make these gardens a reality, and we are thrilled to build upon last year’s inaugural event and engage even more people in gardening across our area.”

“Community gardens are increasing access to fresh fruits and vegetables,” Aiken continued. “Schools, churches, neighborhoods, community groups and other nonprofits can capitalize on the excitement around sustainable food systems, connect people with where their food comes from and promote environmentally friendly living.”

Read More:PRLor(Press Release)

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(NAPSI)—Proper planning can reduce your chances of having to depend on others for financial support and help ensure you have a legacy to pass on to your loved ones; two of the top worries for seniors. Yet, a recent study by the Bankers Life and Casualty Company Center for a Secure Retirement found that nearly two in three, or 63 percent of middle-income Americans between ages 55 and 75 with incomes between $25,000 and $75,000, are unsure that they’ve saved enough to live comfortably in retirement.

“Rising health and long-term care costs, the declining value of investments and an uncertain economic future highlight the need for retirement plans that protect savings and make money last,” said Scott Perry, president of Bankers Life and Casualty Company, a national life and health insurer. “The value of utilizing the resources available-whether through your own research or a professional-is apparent when you look at what people face when planning for retirement.”

As the responsibility for ensuring financial security in retirement shifts to individuals, it becomes daunting when you consider the study’s finding that nearly half (47 percent) view the tasks associated with retirement planning as complex and overwhelming.

Despite their feelings, however, more than half do not receive professional retirement advice of any kind. Instead, they turn to the Internet (50 percent) and to friends and family (38 percent) for guidance.

The Center’s retirement preparedness study found that 84 percent of those who don’t work with a professional advisor don’t feel they need one. Many feel that they can plan for retirement on their own, but they fail to do so. According to the study, 63 percent spend less than one hour per month planning, and 36 percent of those without advisors don’t do any research at all.

Meanwhile, according to the study, 68 percent of middle-income retirees and pre-retirees who work with a professional advisor feel better prepared for retirement than their peers, and 76 percent say they’re extremely or very satisfied with the experience.

The complete study may be viewed at http://www.CenterForASecureRetirement.com .

Free Wake county NC Business Directory

Free Garner NC Business Directory

Handcrafted Wooden Bird houses and Bird Feeders Made In Raleigh NC

All Businesses and websites in our directory will be promoted free, by City5nc and our skilled freelance SEO Specialists, free helpful tools, free useful information for local businesses, get more public exposure. We are always adding new, and free seo tools.

This Community Business Directory, City Guide was created for local Triangle NC businesses and for Citizens of Wake County NC. We do however include some other area’s of North Carolina that are on, or border local Towns, Cities, Counties that are covered by City5nc.com.

In the next few months we will be promoting and adding new content to help your business & website be seen by 1000s in your local area, as well as around the world. With your business website optimized to be search-engine friendly, it will be found by the major search engines like, Google, Bing, Yahoo, and Aol. This means more traffic to your business, targeted by your keywords

We do not use automated imported data-base files software, no building e-mail lists, your business is reviewed by human editors, since 2007 we started sharing office space with Judy’s Wholesale Retail for budget reasons, we share a total of 9 computers and 4 laptops, we have one server that we plan to power up if needed in 2013.

Your business listing has no ppc ads or any other annoying ads popping up, out, under, flying or floating.

You control your ad page, you can add your business logo, website link, plenty of space for your info, (html is aloud with some restrictions), graphics or pictures, with many categories to fit your business. We do all the management from our two main temporary offices or family room which ever you choose to call it. We call it home!

When our directory fills to over 240.000 businesses from, Raleigh, Garner, Apex, Cary and Holly Springs NC with some of the surrounding area’s Towns, it will be even more valuable as a resource for promoting websites and local businesses in Wake County NC. Adding your local NC website to City5nc is what makes it special, It’s your Community, and you belong here!

As we put the spotlight on local Cities and Towns, we hope that your business will gain an immense return from this domain. By adding City5nc.com to your favorites you will help with popularity and that’s good for all Businesses on our domain.

If you feel this service is of value, you may show your support by telling a friend, bookmark our website or link back to us. http://www.city5nc.com PASS IT FORWARD!

Please consider bookmarking us, or make us your home page. Some businesses are paying $25.00 to $100.00 a week or more, for similar services with little, or no traffic from their efforts, traffic means growth, when we grow, your Business will grow also. It’s important for us to promote and grow City5nc. Thank you for your help!! Managers & Directors: Sadac & Judy Israel

Add your Business, From Crafts to Contractors, find Real-Estate or Health Care

You too can break into the scrap metal business on a shoestring and turn someone else’s junk into gold. Start out by becoming a “local junk dealer.” All you actually need to get started is a couple of empty boxes and either a pickup truck or a station wagon with a trailer.

Tools should be on your list as an investment, you will need your basic tools to start-up….. Screwdrivers, hammers, drills, tin cutters and some small power tools

Any metal that you’d find is worth money these days. Check with local machine shops, plumbers, electricians, roofers, and building contractors. And be sure and check in the neighborhood trash containers and service stations.

It’s a good idea to contract with these sources to remove their metal on a regular basis – most of them will just give it to you, it saves them hauling it away. Sort out the metal according to type – copper $2.55 per pound, steel and iron is about $7.00 a hundred pounds, tin $5.00, brass about $1.90 a pound, aluminum about $.90 per pound, etc.

Separated, its worth more. The more you do to separate these metals, the more respect you will earn with your metal processor. Your next step is to search the yellow pages or online city guide for scrap metal processors – they are anxious to purchase all the scrap that you can provide at the going rates. Check your daily newspapers to keep in touch with metal prices, online search engines, Also subscribe to the “AMERICAN METAL MARKET”, “IRON AGE”, AND “FIBER MARKET NEWS”.

Put up signs in Laundromats and bulletin boards all over town. Distribute flyers house-to-house. Place ads in your favorite print newspaper classifieds, online classifieds, Business Directories. Let people know that you are in business of “recycling” scrap metals – most folks will give you what they have free. You can even establish your own “recycling center,” providing separate bins for each metal.

People are super ecology-minded these days and will gladly bring it to you. Newspapers, cardboard and old telephone books bring you a lot of cash too. Contact businesses and pick up their paper on a regular basis. Hundred of fortunes have been build in exactly this way – simple, low-investment beginnings.

Perhaps 9 out of 10 giants of the industry started in exactly this way, and so can you. After you’ve gotten your feet wet, jump into the big time, the “junk automobile” business. This is the best source of scrap metals. It requires a pretty good investment for equipment, such as tow truck, mobile crusher, and a yard to store cars to do the crushing.

To begin, rent the yard, purchase a used tow truck and crusher, and contact your County Clerk for insurance and licensing requirements. Tow in wrecked and abandoned cars, buy old cars for say $45 each and strip them for usable parts – then crush them for scrap. Body shops, garages, and service stations are prime markets for used and reconditioned parts of all types. You still sell the scrap metal to processors or even brokers. Places to sell your scrape metals:

American Metal & Parts Co. 2212 E US 70 Hwy Garner NC 27529, (919)772-6527

TT&E IRON & METAL INC, 1529 W Garner Road. Garner NC 27529,(919)772-9190

Garner NC Online Free Business Directory & Classifieds Ads

Free Appliance and Electronics pick-up for recycling, Stoves, Dryers, Heaters, Freezers, Refrigerators, Computers, Washers, Radios, TVs, Tools, Metal Furniture and other appliances that you are trashing or nedd recycling. We pick-up free and disasemble and properly recycle all parts.
We also have techs check for salvaging or repair, if repaired we give to persons free,or charge for repair cost and parts if needed only. We do not repair these appliances ourselves and not in the repair business, but we will try to salvage and donate appliances if repairs is not costly and is worth the effort and not just a delay to end up in landfills. Call 919-324-8905 OR 919-803-4425
If no answer please leave voice mail and someone will contact you and set-up a time at your convenience.

 2008 even with the economy at a slow-down, the small business entrepreneurialsare still hard a work bring new businesses to market everyday. The engine that drives our

economy is very inventive when it come to starting a new business, and doing it on a very frugal

budget is the the way to go. Over-head cost can be cut by starting your business at home, but what if your situation won’t allow you to use your home.

The primary reason businesses start at home, or with a meager P.O. Box is

because, renting an office can be very expensive.

On top of your basic rental, you will have to worry about buying and setting

up tables and chairs, and bother yourself with a lot of moving-in blues when

you should actually be concentrating on one thing: Making Money.

Therefore, for many start-ups, the kitchen table offers a “ready-to-go”

alternative which is also rent-free. But what if there’s an office “Cube”

with a desk, a phone, access to a copy machine, fax machine and computer?

What if it has a common secretary receptionist who can type your letter and

charge you only based on the amount of work done? What if this office were

to rent out at $200 a month? Would you take it?

INCUBATOR

Many profitable businesses are born and raised in incubator situations. A

mini office is just that – a slightly bigger mailbox where you can physically

show up and do your work.

It’s an ideal breeding ground for start-ups with limited capital, yet need

legitimate workspace that neither the kitchen or a mailbox can offer. This

is where you come in.

THE LAYOUT

Picture this mini office in a middlerange commercial location. The ideal

space for you to rent would be around 1,800 square feet. You can build

wall-to-wall cubicles that are about 5 x 5 each. Including common areas

and a small corner for your secreetary, computer, fax and copy machines, you can have

30 Cubes that can each rent out for $200 to $300 a month.

If all your cubes are rented out, this will give $6,000 to $9,000 in gross rental

revenues. If you can lease your space for around $0.75 per square foot, your

1,800 sqft space will cost you $1,350 a month.

Add to this the salary of the secretary, and your margin can still be at

around 50% of your gross rental revenue, or roughly $3000. In addition to

your rental revenues, you will also make money on copies, faxes and

secretarial functions.

BIGGER SPACES

The “office cube” concept can be applied to nearly any combination of size

and location and the extent of service you want to offer your tenants. In

this age of entrepreneurship, the one-person business is very common, so it

will not be difficult to find start-ups looking for an office situation like

yours.

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Time and Money Saving Tips for Your 2010 Tax Return (350) (NewsUSA) – The American Recovery and Reinvestment Act of 2009 will still benefit millions of workers, families and college students on their 2010 federal tax returns. The Making Work Pay Credit is equal to 6.2 percent of your earned income, up to $400 for individuals and $800 for joint filers in 2010. It starts phasing out at $75,000 for individuals and $150,000 for joint filers. Like last year, the credit is already being distributed in paychecks through increased federal withholding. (If you don’t withhold federal taxes, you’ll receive the credit when you file your 2010 return.) Even though you receive this credit in each paycheck, you’ll generally still need to claim the credit on your 2010 tax return. The credit on your federal return makes up for the reduced withholding throughout the year. The credit should be figured using Schedule M and recorded on Form 1040, 1040A or 1040EZ. Certain energy-efficient home improvements are worth up to $1,500 through the Nonbusiness Energy Property Credit and Residential Energy Efficient Property Credit. Then add this sentence: The $1,500 limit is the maximum amount that can be claimed for both 2009 and 2010 combined, and you must claim the credit in the year that the improvements were made. Both credits should be claimed on Form 5695. The HOPE credit is now called the American Opportunity Credit and is worth up to $2,500 per student for tuition, related fees and required course materials in 2010. It phases out at a modified adjusted gross income of $80,000 for individuals and $160,000 for joint filers. Form 8863 must be filed to claim this credit. Jessi Dolmage, spokeswoman for 2nd Story Software, Inc., the makers of TaxACT, recommends these steps: 1. Using the preview versions of TaxACT made available in early October for year-end tax planning and to get a head start on your 2010 federal return. 2. Reviewing your withholding. The Making Work Pay Credit is being distributed through decreased federal withholding, so having too little tax withheld may result in a smaller refund or more taxes owed. 3. Learning more about the ARRA at www.IRS.gov/recovery and www.TaxACT.com/recovery-act.

Got a craft business idea you think could earn you extra income? Read how other craft artists have profited from James Dillehay’s craft business guides…..

“We couldn’t have imagined how much of an impact James Dillehay’s advice would make on our business. We thought after perfecting our product everything would just fall into place, but it didn’t until we started working with his suggestions. To our delight we are seeing results on a faster and larger scale than we expected in such a short period of time.” ~ Ken Kobrick & Angela Greene, www.Passchal.com, featured on the Today Show

“Since reading your books, I have implemented many of the ideas. I am now happy to report that I have had some surprising success here in Santa Fe. My hang cards, booth design, and even my products themselves have been changed by your books. I have only been there 5 partial days and have sold about 4 times what I sold in the equivalent time last year. I changed the color of the walls, the height of the tables, the displays, the hang cards, the pricing and more. So, IT WORKS!” ~ Julie Anderson, CostumeSalon.com

“After reading his books, my business took on a new life. I changed my product slightly and the response was remarkable! My first order was triple what I had planned for, and other orders are pouring in! I continue to look to James for inspiration and I love his approach. Because of the techniques I learned from him, my business is thriving.” ~ Cathy Marble, Chamisa Hill Designs

Ready to increase your craft sales and profits? Just click here to learn more about our craft business guides. Click Here

Free Appliance and Electronics pick-up for recycling, Stoves, Dryers, Heaters, Freezers, Refrigerators, Computers, Washers, Radios, TVs, Tools, Metal Furniture and other appliances that you are trashing or nedd recycling. We pick-up free and disasemble and properly recycle all parts.
We also have techs check for salvaging or repair, if repaired we give to persons free,or charge for repair cost and parts if needed only. We do not repair these appliances ourselves and not in the repair business, but we will try to salvage and donate appliances if repairs is not costly and is worth the effort and not just a delay to end up in landfills. Call 919-324-8905 OR 919-803-4425
If no answer please leave voice mail and someone will contact you and set-up a time at your convenience.

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Garner NC City Guide And Business Directory