Garner North Carolina is growing, “as they say” like a weed, well in the mist of all this growth a number of area businesses has found a little hidden treasure that most businesses have over looked, Local online advertising and marketing, meaning locally owned and operated.

Garner NC City Guide has been competing, not only with the online and off-line local newspapers, but other local online business directories and the Internet giants, “Most of the major search engines” for Garner NC business customers for the past few years and Garner NC and the surrounding area’s answered by a 600% increase in free and paid listings since 11/15/2007.

Garner City Guide is nothing fancy, like Other Directories with pop-up all over the pages, other ads all around your listings, promotional music and graphics screeming on your screen, but what Garner City Guide is, is a well managed local online key-word business directory,that brings more traffic to Garner businesses and websites, Free. Silver & Gold Members pay a small affordable yearly fee.

If the search engines can’t find Garner NC business directory and local City Guide, then its of no use to our Garner NC Businesses.

Garner North Carolina Business Directory!

The goal is to provide community businesses and residents with a low cost way to advertise and be seen by many people in and around our growing area. Now with our City Guide Site businesses can finally get the exposure they deserve.

City Guide, business directory, event calendar and free classifieds allows local residents, as well as anyone around the world, to find information about businesses ranging from a wide variety of categories in Garner, North Carolina. Offering a free business listing is nothing new, but wtat is the traffic you receive. Best of all, gold member businesses are evenly rotated and featured on the home page below, as well as on the top of their respective category page. Therefore, receiving the highest level of exposure for their business, plus even more exposure with a new personal webpage on our server. You can also use our MARKETPLACE for buying and selling your products and services in the CLASSIFIEDS ADS Section. Classifieds are Totally FREE, Garner NC City Guide more than just a place to advertise your business or promote your products and services, Find information, useful information about Garner NC and surrounding area’s that you and your business are looking for.

You should use Garner’s Event Calendar, it’s also free, “list your events” -Crafts, Government, Charity, Sports, Holiday, Business, Church, Theater, Party, Networking. Lots of things are happening in Garner NC.

Local Crafts Birdhouses Made In Raleigh NC

Savings heat up with solar-powered water heaters

(ARA) – More homeowners are deciding solar power is the right thing to do – for the sake of the environment and their wallets. New technologies make it easier than ever to use the sun to heat water in our homes. And Congress is helping make going green a cash-smart move too, by extending the federal solar tax credit another eight years.

Thanks to the tax credit program, you can recoup 30 percent of the total installed cost of a solar water heating system. “It’s a great time to switch to solar power for your water heating needs,” says Jim Cika, a solar water heating expert with VELUX America. But before you buy a solar water heater, do your homework, he urges, learn about the technologies available and review just how solar-friendly your home can be.

“Homeowners need to factor in geographic location, orientation of the roof for solar collectors, costs and tax incentives and rebates that may be available to arrive at an economically sensible and environmentally-sensitive decision,” Cika says.

While a solar water heating system usually costs more to purchase and install than a conventional water heating system, it can reduce energy costs in the long run and is much kinder to the planet.  

Cika says that the cost of an installed ENERGY STAR qualified system from his company will vary depending upon the volume of heated water required in a home. A packaged system consisting of one, two or three rooftop solar collector panels will usually be installed along with a 60, 80 or 120-gallon solar storage tank. An average installation is projected to cost $6,500 to $11,000, with some complex installations running as much as $12,000. Systems are available for gas, electric and boiler markets throughout the U.S., Cika says.

“On average,” he says, “if you install a solar water heater, your water heating bills should drop 50 to 80 percent — not an insignificant sum when you consider that the Department of Energy says that water heating can account for 14 to 25 percent of the energy consumed in our homes.”

According to Cika, in the construction of a new home, where the cost of the system is rolled into the mortgage, homeowners can save more on their monthly energy bills than the increase in their house payment. “Solar water heating provides a positive cash flow from the day of move in,” he says, “effectively giving an immediate payback.”

“In the case of an installation in an existing home in an area that has both federal and state rebates and incentives,” he says, “the payback can vary from three to seven years.”

Two primary solar technologies are available in the market right now: solar photovoltaic (PV) and solar thermal. The photovoltaic process uses the sun to generate electricity and solar thermal uses the sun to heat water. Solar thermal often is the technology of choice for homeowners for a number of reasons. Kevin Hughes, a writer for GreenBuildingElements.com, who installed a solar thermal system in his San Francisco home, explains why.

“I prefer solar thermal, specifically solar hot water, a much older technology. It is much cheaper to install, much more efficient and has a much faster payback,” he says.  

For homeowners considering an installation, the Internet offers a number of websites that can be helpful with an analysis and then with locating products and installers. Findsolar.com and nabcep.org list certified installers by state. Solar-rating.org lists certified solar equipment manufacturers and certified installers for VELUX units are listed at veluxusa.com.

Eere.energy.gov/consumer includes a link to a calculator for initial cost, annual operating costs and determining payback, as well as a consumer’s guide to solar thermal, while nrel.gov offers a consumer’s guide to photovoltaic. Federal and state tax credit information, by geographic area, is available at dsireusa.org.

Cika says that solar water heating represents a logical first step for homeowners who want to harness the power of the sun because it is relatively simple technology compared to generating electricity from the sun. “The technologies accomplish different objectives,” he says, “but they both will pay increasing dividends to homeowners who utilize them now and in the future.”

For more information on the benefits of solar water heating or natural light and ventilation through skylights, call (800) 283-2831 or visit veluxusa.com.

Courtesy ARAcontent

Promote your Business & Products Here

Small businesses get credit boost from new fund

(ARA) – Despite signs of economic recovery, many small business owners continue to struggle to borrow money to sustain or grow their companies. This can have a big impact on local communities, which rely on small businesses to create much-needed jobs and provide critical services. With many traditional credit sources continuing to keep a tight rein on lending, many small business owners simply do not have access to conventional means of credit.  The good news is that small business owners are increasingly able to access alternative and innovative sources  of financing, including Community Development Financial Institutions (CDFIs).  

CDFIs, which were created more than 30 years ago, provide affordable loans and banking services in communities that are underserved by traditional banks. These institutions have developed valuable community and business expertise, designed specialized loan products and they have a remarkable track record of success. CDFIs loaned and invested more than $2.2 billion in fiscal year 2008. Since their inception, CDFIs have provided more than $22 billion in financing, supported more than 51,000 small businesses and helped create thousands of new jobs.  CDFI loans to small business typically range from $15,000 to $300,000.

In addition, CDFIs often offer non-financial services, such as entrepreneurial education, savings programs and financial literacy training, which can help small business owners develop and grow their operations and prepare the next generation of entrepreneurs for success.

“CDFIs are a critical economic lifeline to small business owners, especially during periods of prolonged economic weakness,” says Bob Annibale, global director of Citi Microfinance and Community Development. “In many cases, they can make the difference between whether or not a small business struggles to survive or expands and creates new jobs, supporting  local economic growth and the community.”

While small business owners who work with CDFIs hail from a wide range of industries and geographies, they all share one thing in common: a need for quick financing that is not fully being  met by traditional banks.  For example, entrepreneurs in the heart of Big Sky country in Montana received two CDFI loans totaling more than $100,000 that enabled them to get their new lumber operation up and running, while the owner of a preschool in New Orleans borrowed money from a local CDFI to fund vital repairs to her building in the wake of Hurricane Katrina.

In coastal Maine, the owner of a specialty seafood company was able to access significant venture capital to expand the company’s distribution nationwide, while continuing to create jobs. In Austin, Texas, the owner of a small construction company received a $40,000 loan to pay for materials and other up-front costs associated with the industry.  In all these instances, the need for affordable loans was met with speed and flexibility and was often accompanied by invaluable entrepreneurial education and low-cost training as well as technical assistance in branding and marketing.

Citi recently launched the Communities at Work Fund, a new $200 million fund that will provide financing to CDFIs in urban and rural areas in all 50 states.  The fund was created in partnership with the Calvert Foundation and the Opportunity Finance Network (OFN), two organizations expert in CDFIs. To learn more about the Communities at Work fund or to find out if your small business can benefit from the program and how to apply, visit www.communitiesatworkfund.com.

To find out a local CDFI and enquire about a loan, visit www.communityinvestingcenterdb.org.

The current economic climate may be challenging to entrepreneurs, but alternative financing sources like CDFIs can help small businesses keep their doors open – and keep thousands of Americans on the job.

Courtesy of ARAcontent

Promote your Business & Products Here